Navigation and service

Willkommen auf der Seite der Bundesanstalt für Finanzdienstleistungsaufsicht

Product intervention

For a few months now, BaFin has been able to restrict or even prohibit financial instruments, structured deposits or financial activities and practices if these present a significant investor protection concern or a threat to the stability or integrity of the financial system or financial markets. More : Product intervention

Insurance distribution

The European Commission, Council and Parliament agreed on a new Insurance Distribution Directive at the end of June. The Directive regulates the entire distribution chain. It therefore applies to all distributors of insurance contracts, not just brokers and tied insurance intermediaries but direct distribution by insurance undertakings as well. More : Insurance distribution

Risk culture

The development and promotion of an appropriate risk culture is a primary task of the management of any company. For financial institutions, it is particularly important. For this reason, the European legislators require EU Member States to introduce principles and standards to ensure effective oversight of risks by the management bodies of credit institutions and investment firms. More : Risk culture

EEA service providers

The Insurance Contract Act requires any person resident in Germany to take out and maintain health insurance cover. As a general principle, insurance contracts can also be taken out with an insurer domiciled in another country of the European Union or the European Economic Area. However, the insurance policy has to meet certain requirements. More : EEA service providers

Money Laundering

After more than two years of negotiations, the European legislature has concluded its work on the Fourth Money Laundering Directive and the revised Funds Transfers Regulation. The Member States now have two years' time to transpose the new aspects of the Directive into national law. More : Money Laundering



Here you will find topics such as the authorisation of banks and insurance undertakings, risk management or bans on short selling as well as information on investments, prospectuses, capital requirements and anti-money laundering.



Find out here about the European supervisory structure, international regulation through Solvency II and Basel III, the stress tests and surveys carried out at the EU level and BaFin’s global and bilateral cooperation activities.

International bodies



We answer frequently asked questions and provide you with information on key consumer issues such as investment here. You will also find details of who to complain to and contacts if you are having problems with a company or undertaking.


Die BaFin

If you have any questions about BaFin itself, you can find out here about the functions and history of BaFin, how it is funded, job vacancies and media contacts. You will also find further details on the executive and staff.